Fixed vs. Adjustable Rate Mortgages: Pros and Cons
Even if you are relatively new to the home loan process, you probably know that one of the key decisions you will need to make is whether to purchase a home with a fixed rate mortgage or an adjustable rate mortgage (ARM). To help you figure out which is right for you,...
Tips for Maintaining Your Credit Score When Applying for a Mortgage
If you are close to applying for a mortgage, your credit score is probably already in pretty good shape in order for you to be proceeding. But you do need to make sure that you take steps to protect your score and keep it as high as possible during the home buying...
Are You Closer Than You Think to Affording a Home?
If you have been putting off purchasing a home because you’re concerned that your financial metrics are not up to par, you might want to reconsider. It turns out that many homebuyers across the country make the mistake of believing that purchasing a home is more...
5 Signs It is Time to Refinance in the Shoals
Thinking that a refinance on your mortgage might be in order, but not sure if it is the right time? Following are some signs that refinancing now could help you to save money as you continue to make payments on your Tri-Cities home. Mortgage Refinance in Florence, AL...4 Tips for Getting the Best Interest Rates in the Tri-Cities
While there are many considerations involved with choosing the right mortgage, obviously one of the forefronts in your mind is going to be looking for affordable interest rates. Following are some tips to help you find the most competitive rates available to you in...
7 Costs of Homeownership You Haven’t Accounted For
The key cost which you probably have already factored into your calculations for purchasing a home is the cost of your mortgage plus interest. But in order to figure out how much home you can afford, you also need to account for other ongoing costs of owning a home....
Are You Ready to Purchase a Home?
Think that you are ready to buy a home? Chances are good if you have a solid financial track record that you are correct about this being the ideal time to make a purchase. But in case you are looking for a little extra guidance, following are some specific indicators...
First Time Homebuyer Obstacles and What to Do About Them
With the recession still not long behind us, many Americans are deferring homeownership for longer than they did in the past. If you still have not purchased your first home, you too may be holding off because of some of the financial obstacles you face. Below are...
You Can Now Get a Conventional Home Loan with Just 3% Down
As a first-time homebuyer, you may not have the financial resources to cover a large down payment on a new home. As such, you might be searching for a mortgage product which can provide you with the lowest down payment available. Many first-time homebuyers consider...Contact Us
The Mortgage Link is a mortgage lender. NMLS ID#1133054 (www.nmlsconsumeraccess.org). 861 Co Hwy 356 Hamilton, AL 35570. (205) 495-0313. For licensing information, go to: www.nmlsconsumeraccess.org. Not licensed in all states.
