The following is information that you will need to get organized:

• Copy of Purchase Sales contract or Offer to Purchase and all addenda (signed by buyer and seller)
• Past 2 years W-2
• Last 5 consecutive paycheck stubs
• Last 2 months Bank Statements (Stamped by Bank Teller if computer printed out)
• Divorce decree (if applicable)
• Bankruptcy schedules/Discharge papers (if applicable)
• Copy of Driver’s License (a text picture is fine)
• Homeowners Insurance Agent and Number
• Current Mortgage Statement (if you have a mortgage)
• Entry Contact Name and Number (for appraiser, REALTOR, SELLER)

  Important info regarding the process

• Please do not make any deposits that are not payroll related into your Checking or Savings Account.
• Please do not open any new accounts or up the balance on a credit card.
• Be sure to monitor email regularly.
• Please be prompt on the items that the processor is requesting, this speeds up the closing.

This is a very paperwork intensive process. I am here to help. I can be reached via Phone, Text, Facebook, or Email. I will answer any questions that you might have. 

Consumers are not obligated to provide verification documents prior to receiving a Loan Estimate and indicating an intent to proceed.