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Jumbo Loans in Alabama
The Mortgage Link, is pleased to offer jumbo mortgage financing solutions to home buyers and homeowners in the States of Alabama and Mississippi. If you are looking for a mortgage with a loan amount exceeding today’s conforming loan limit (currently $726,200 for single family homes), you may need to consider a jumbo loan.
We offer jumbo mortgages for loan amounts up to $3,000,000 and we finance most types of residential properties. Occupancy may be held as one’s primary residence, second/vacation home, or as an investment property.
Call Us today at (205) 495-0313 for a free jumbo mortgage rate quote and home loan consultation.
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Jumbo Mortgage Highlights
- Minimum loan amounts greater than $453,100
- Maximum loan amount $3,000,000
- Maximum LTV (Loan to Value) 85% primary residence, 80% primary residence, 80% second home
- Minimum 680 FICO credit score
- DTI (Debt to Income) 35%/43%
- 3% seller paid closing cost, 2% for investment property
- Serving the entire States of Alabama and Mississippi