Jumbo Loans in Alabama & Mississippi
American Pacific Mortgage, Inc. is pleased to offer jumbo mortgage financing solutions to home buyers and homeowners in the States of Alabama and Mississippi. If you are looking for a mortgage with a loan amount exceeding today’s conforming loan limit (currently $453,100 for single family homes), you may need to consider a jumbo loan.
We offer jumbo mortgages for loan amounts up to $3,00,000 and we finance most types of residential properties. Occupancy may be held as one’s primary residence, second/vacation home, or as an investment property.
Call Us today at (205) 495-0313 for a free jumbo mortgage rate quote and home loan consultation.
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Jumbo Mortgage Highlights
- Minimum loan amounts greater than $453,100
- Maximum loan amount $3,000,000
- Maximum LTV 85% primary residence, 80% primary residence, 80% second home
- Minimum 680 FICO credit score
- DTI 35%/43%
- 3% seller paid closing cost, 2% for investment property
- Serving the entire States of Alabama and Mississippi