If you have hefty student loan debt, you may wonder whether you will ever get it paid off. You might also worry that it will stop you from applying successfully for a competitive mortgage. Indeed, hundreds of thousands of would-be homebuyers in their 20s and 30s have...
Planning on purchasing a home in the beautiful Shoals area of Alabama? Then you will need to start out by applying for an affordable mortgage which will fit your budget. That means looking not just at what you can afford now but planning for the future as well. Many...
Whether you live in the Shoals yourself or not, this area, with its pleasant climate, beautiful neighborhoods and Deep South flavor, may have captured your attention as a real estate investor. If you are looking for some reasons to invest in rental properties in the...
When you are applying for a home loan in the Tri-Cities area, you may find yourself with a choice. You might either be able to put more money down on a home and skip purchasing private mortgage insurance (PMI), or you may be able to reduce your down payment so long as...
Here at American Pacific Mortgage, Inc., we get a lot of questions about mortgage down payments in the Tri-Cities area. Many customers are concerned that they will not be able to buy a home because they are unable to afford a 20% down payment. But not every home...
If you are considering applying for a Tri-Cities VA loan, you probably have a lot of questions about eligibility and how the process works. Below, we go over some frequently asked questions to help you figure out whether a VA loan in the Tri-Cities would be suitable...
Before shopping for rental property financing, you will want to go over your financial metrics to decide about whether this is the right time to invest in a rental property. Following are some important considerations to review before you apply for a rental property...
Shopping for a house in the beautiful Shoals region of Alabama? You have picked a wonderful area to live, whether you are staying for just a few years or you have decided to put down some roots. There are quite a few decisions you will need to make about your mortgage...
If you are looking for a mortgage lender in Florence, AL or the surrounding tri-cities area, you will discover that there are several companies which serve the region. Buying a home is one of the most momentous decisions you will ever make financially, so picking the...
Have you served in our country’s military? If so, did you know you might qualify for a loan with zero down payment through the VA loan program? Backed by the US Department of Veterans Affairs, VA loans offer a road to affordable home financing for eligible applicants....
The Mortgage Link is a mortgage lender. NMLS ID#1133054 (www.nmlsconsumeraccess.org). 861 Co Hwy 356 Hamilton, AL 35570. (205) 495-0313. For licensing information, go to: www.nmlsconsumeraccess.org. Not licensed in all states.