by Jerromy Downey | Feb 6, 2024 | Uncategorized
How Declining Mortgage Rates Are Changing the Real Estate Landscape The recent dip in mortgage rates brings promising news. Beyond the immediate impact on affordability, there’s an intriguing ripple effect that might just be the catalyst you’ve been...
by Jerromy Downey | Jan 22, 2024 | Buy A Home, FHA, First Time Buyers, Home Buying, Home Purchase, Mortgage, The Shoals
Navigating the Mortgage Maze: 10 Crucial Do’s and Don’ts After Applying Once you’ve submitted your mortgage application, it’s crucial to tread carefully in the financial landscape to ensure a smooth approval process. Here are 10 things you...
by Jerromy Downey | Jan 12, 2024 | Buy A Home, Credit, FHA, First Time Buyers, Fixed Rate, Home Purchase, Mortgage, The Shoals
Joint Homeownership: The Essentials of Co-Borrowing on a Mortgage Co-borrowing on a mortgage is a significant financial decision that can influence both your homeownership journey and your relationship with the co-borrower. Understanding the ins and outs of this...
by Jerromy Downey | Jan 5, 2024 | Buy A Home, First Time Buyers, Fixed Rate, Home Buying, home loan, Home Purchase, Mortgage, mortgage lender, Pre-Approval, The Shoals
The Homebuyer’s Dilemma: To Wait or Act Fast in 2024? For many dreaming of their own slice of real estate, the idea of waiting for those mortgage rates to dip into the dreamy 6% or even 5% range can feel like the ultimate money move. But hold on a sec—does the...
by Jerromy Downey | Dec 15, 2023 | Buy A Home, First Time Buyers, Fixed Rate, Home Buying, home loan, Home Owner, Home Purchase, Mortgage, mortgage lending, Mortgage Rates, The Shoals
Mortgage Insights: Today’s Fed Pause and What It Means for Homebuyers Mortgage rates often dance to the Federal Reserve’s tune, and today’s news of the Fed pausing interest rate hikes could mean good things for anyone eyeing a home purchase or considering...
by Jerromy Downey | Dec 4, 2023 | Uncategorized
VA Home Loans: The Path to Achieving Homeownership Dreams For many, the dream of owning a home stands as a pinnacle achievement, a symbol of stability, security, and a place to call one’s own. Yet, for our nation’s veterans, transitioning from service to...
by Jerromy Downey | Nov 17, 2023 | Buy A Home, FHA, First Time Buyers, Home Buying, Mortgage, rural housing, The Shoals, USDA, VA
From Dreams to Reality: How Government Home Loans Make Homeownership Attainable Finding the perfect home is thrilling, but the financial puzzle that accompanies it can be daunting. Luckily, government-backed home loan programs exist to smooth the path toward...
by Jerromy Downey | Nov 9, 2023 | Buy A Home, First Time Buyers, Fixed Rate, Home Buying, home loan, Home Owner, Home Purchase, housing, mortgage lender, mortgage lending, VA
Avoid These Common Mistakes When Buying a Home: Tips for Veterans Buying a home can be a thrilling yet overwhelming experience, especially for veterans transitioning from military to civilian life. As a veteran, you’ve faced countless challenges during your...
by Jerromy Downey | Nov 3, 2023 | Uncategorized
Rebuilding Your Dream Home: Getting a Mortgage After Chapter 13 Bankruptcy Wondering whether you can secure a home loan after filing for Chapter 13 bankruptcy? We’ve got some good news for you! It’s absolutely possible, and we’re here to lay it out....
by Jerromy Downey | Oct 25, 2023 | Buy A Home, Home Buying, home loan, Home Owner, Home Purchase, Mortgage, mortgage lender, mortgage lending, Pre-Approval, Uncategorized
Embracing Affordability and Togetherness: The Benefits of Buying a Multi-Generational Home In today’s world, where the cost of living seems to be perpetually on the rise, many families are seeking creative solutions to address the issue of housing affordability....