by Jerromy Downey | May 28, 2024 | Buy A Home, Conventional, Credit, FHA, First Time Buyers, Fixed Rate, Home Buying, Home Purchase, mortgage lender, rural housing, The Shoals, USDA, VA
9 Home Buying Myths Debunked – Don’t Fall for These Common Traps! When it comes to buying a home, there’s no shortage of advice from well-meaning friends, family, and social media. But not all of it is accurate! Let’s bust some common myths and get...
by Jerromy Downey | May 3, 2024 | Buy A Home, Credit, First Time Buyers, Home Buying, Home Purchase, mortgage lender, The Shoals
Why You Need a Real Estate Agent When Buying a Home In today’s digital world, buying just about anything is as simple as a few clicks. But when it comes to buying a home, the most significant purchase you’ll likely ever make, it’s a whole different...
by Jerromy Downey | Apr 19, 2024 | Buy A Home, Conventional, FHA, First Time Buyers, Fixed Rate, Home Buying, Home Purchase, Mortgage, mortgage lender, Pre-Approval, rural housing, The Shoals, USDA
Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now? Many potential homebuyers find themselves facing a common conundrum: should they wait for mortgage rates to drop, or take the plunge and buy now? While it may seem prudent to hold off on a purchase in...
by Jerromy Downey | Apr 9, 2024 | Buy A Home, Conventional, Credit, FHA, First Time Buyers, Fixed Rate, Home Buying, home loan, Home Purchase, Mortgage, The Shoals
Navigating Home Buying with Elevated Mortgage Rates: 10 Mistakes to Avoid Homebuyers in Florence, Muscle Shoals and Tuscumbia Alabama, face a unique set of challenges in today’s real estate market, characterized by elevated mortgage rates and fluctuating conditions....
by Jerromy Downey | Mar 26, 2024 | Buy A Home, Conventional, FHA, First Time Buyers, Fixed Rate, Home Buying, home loan, Home Purchase, Mortgage, mortgage lender, mortgage lending, Pre-Approval, rural housing, The Shoals, USDA, VA
Second Time’s the Charm: Navigating Your Next Home Purchase So, you’re ready to dive back into the exhilarating world of homebuying for the second time around? As your local mortgage pro in the heart of our community, we’re here to walk you through...
by Jerromy Downey | Mar 15, 2024 | Home Owner, Mortgage, Refinance, The Shoals
“When Should I Consider a Cash-Out Refinance? So, you’re a homeowner. Maybe you’ve been in your cozy abode for a while now, or perhaps you’re just starting to nest. Either way, there comes a time when you might consider a cash-out refinance....
by Jerromy Downey | Mar 1, 2024 | Buy A Home, FHA, First Time Buyers, Fixed Rate, Home Buying, Home Owner, Home Purchase, Mortgage, mortgage lender, mortgage lending, The Shoals
The Power of Co-Signing on a Mortgage in Alabama If you’re exploring the world of mortgages, you might have come across the term “co-signing” at some point. But what does it really mean, and how does it work? As your local mortgage pro, let me guide...
by Jerromy Downey | Feb 23, 2024 | Uncategorized
Navigating Home Inspections: A Buyer’s Guide to Uncovering Hidden Issues Don’t let your excitement blind you to these potential problems in a home your considering buying Feb 21, 2024 Spotting potential problems in a home is crucial for any prospective...
by Jerromy Downey | Feb 20, 2024 | Buy A Home, Credit, Home Buying, Home Owner, Home Purchase, Mortgage, The Shoals
Mastering Your Mortgage Journey: The Importance of FICO Score 8 Understanding your credit score is crucial, especially when it comes to significant financial decisions like applying for a mortgage. Among the various credit scoring models out there, one of the most...
by Jerromy Downey | Feb 9, 2024 | Buy A Home, FHA, First Time Buyers, Home Buying, home loan, Home Purchase, Mortgage, Pre-Approval, rural housing, USDA
Navigating the New Norms: 4 Rules for Home Shopping in Today’s Market If you’ve been holding off on buying a house because of mortgage rates, it might be time to reconsider. Let’s break down some of the old rules and what’s new in the world of...