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The Power of Co-Signing on a Mortgage in Alabama

by Jerromy Downey | Mar 1, 2024 | Buy A Home, FHA, First Time Buyers, Fixed Rate, Home Buying, Home Owner, Home Purchase, Mortgage, mortgage lender, mortgage lending, The Shoals

The Power of Co-Signing on a Mortgage in Alabama If you’re exploring the world of mortgages, you might have come across the term “co-signing” at some point. But what does it really mean, and how does it work? As your local mortgage pro, let me guide...

Importance of your Credit Score. Home Buying

by Jerromy Downey | Feb 20, 2024 | Buy A Home, Credit, Home Buying, Home Owner, Home Purchase, Mortgage, The Shoals

Mastering Your Mortgage Journey: The Importance of FICO Score 8 Understanding your credit score is crucial, especially when it comes to significant financial decisions like applying for a mortgage. Among the various credit scoring models out there, one of the most...

Mortgage Do’s and Don’ts After Applying

by Jerromy Downey | Jan 22, 2024 | Buy A Home, FHA, First Time Buyers, Home Buying, Home Purchase, Mortgage, The Shoals

Navigating the Mortgage Maze: 10 Crucial Do’s and Don’ts After Applying Once you’ve submitted your mortgage application, it’s crucial to tread carefully in the financial landscape to ensure a smooth approval process. Here are 10 things you...

Joint Homeownership Alabama

by Jerromy Downey | Jan 12, 2024 | Buy A Home, Credit, FHA, First Time Buyers, Fixed Rate, Home Purchase, Mortgage, The Shoals

Joint Homeownership: The Essentials of Co-Borrowing on a Mortgage Co-borrowing on a mortgage is a significant financial decision that can influence both your homeownership journey and your relationship with the co-borrower. Understanding the ins and outs of this...

The Homebuyer’s Dilemma: To Wait or Act Fast in 2024?

by Jerromy Downey | Jan 5, 2024 | Buy A Home, First Time Buyers, Fixed Rate, Home Buying, home loan, Home Purchase, Mortgage, mortgage lender, Pre-Approval, The Shoals

The Homebuyer’s Dilemma: To Wait or Act Fast in 2024? For many dreaming of their own slice of real estate, the idea of waiting for those mortgage rates to dip into the dreamy 6% or even 5% range can feel like the ultimate money move. But hold on a sec—does the...

Mortgage rates are dropping

by Jerromy Downey | Dec 15, 2023 | Buy A Home, First Time Buyers, Fixed Rate, Home Buying, home loan, Home Owner, Home Purchase, Mortgage, mortgage lending, Mortgage Rates, The Shoals

Mortgage Insights: Today’s Fed Pause and What It Means for Homebuyers Mortgage rates often dance to the Federal Reserve’s tune, and today’s news of the Fed pausing interest rate hikes could mean good things for anyone eyeing a home purchase or considering...
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The Mortgage Link is a mortgage lender. NMLS ID#1133054 (www.nmlsconsumeraccess.org). 861 Co Hwy 356 Hamilton, AL 35570. (205) 495-0313. For licensing information, go to: www.nmlsconsumeraccess.org. Not licensed in all states.

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The Mortgage Link, Inc. | NMLS 113054
861 Co Highway 356, Hamilton, AL 35570 4221 Huntsville Rd Florence, Al 35630 | NMLS 2514555
Jerromy Downey | Loan Originator | NMLS 1124393
(205) 495-0313
Fax: (888) 299-1329
Email: [email protected]
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The Mortgage Link is a mortgage lender. NMLS ID#1133054 (www.nmlsconsumeraccess.org). 861 Co Hwy 356 Hamilton, AL 35570. (205) 495-0313. For licensing information, go to: www.nmlsconsumeraccess.org. Not licensed in all states.
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