by Jerromy Downey | Apr 19, 2024 | Buy A Home, Conventional, FHA, First Time Buyers, Fixed Rate, Home Buying, Home Purchase, Mortgage, mortgage lender, Pre-Approval, rural housing, The Shoals, USDA
Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now? Many potential homebuyers find themselves facing a common conundrum: should they wait for mortgage rates to drop, or take the plunge and buy now? While it may seem prudent to hold off on a purchase in...
by Jerromy Downey | Mar 26, 2024 | Buy A Home, Conventional, FHA, First Time Buyers, Fixed Rate, Home Buying, home loan, Home Purchase, Mortgage, mortgage lender, mortgage lending, Pre-Approval, rural housing, The Shoals, USDA, VA
Second Time’s the Charm: Navigating Your Next Home Purchase So, you’re ready to dive back into the exhilarating world of homebuying for the second time around? As your local mortgage pro in the heart of our community, we’re here to walk you through...
by Jerromy Downey | Feb 9, 2024 | Buy A Home, FHA, First Time Buyers, Home Buying, home loan, Home Purchase, Mortgage, Pre-Approval, rural housing, USDA
Navigating the New Norms: 4 Rules for Home Shopping in Today’s Market If you’ve been holding off on buying a house because of mortgage rates, it might be time to reconsider. Let’s break down some of the old rules and what’s new in the world of...
by Jerromy Downey | Jan 5, 2024 | Buy A Home, First Time Buyers, Fixed Rate, Home Buying, home loan, Home Purchase, Mortgage, mortgage lender, Pre-Approval, The Shoals
The Homebuyer’s Dilemma: To Wait or Act Fast in 2024? For many dreaming of their own slice of real estate, the idea of waiting for those mortgage rates to dip into the dreamy 6% or even 5% range can feel like the ultimate money move. But hold on a sec—does the...
by Jerromy Downey | Oct 25, 2023 | Buy A Home, Home Buying, home loan, Home Owner, Home Purchase, Mortgage, mortgage lender, mortgage lending, Pre-Approval, Uncategorized
Embracing Affordability and Togetherness: The Benefits of Buying a Multi-Generational Home In today’s world, where the cost of living seems to be perpetually on the rise, many families are seeking creative solutions to address the issue of housing affordability....
by Jerromy Downey | Nov 18, 2019 | Pre-Approval
As a homebuyer, you probably have heard the word “pre-approval” more than a few times. But what does it mean to be pre-approved for a mortgage? How important is it? In this article, we’ll explore the advantages. Prequalification vs. Pre-Approval First, it is important...