by Jerromy Downey | May 28, 2024 | Buy A Home, Conventional, Credit, FHA, First Time Buyers, Fixed Rate, Home Buying, Home Purchase, mortgage lender, rural housing, The Shoals, USDA, VA
9 Home Buying Myths Debunked – Don’t Fall for These Common Traps! When it comes to buying a home, there’s no shortage of advice from well-meaning friends, family, and social media. But not all of it is accurate! Let’s bust some common myths and get...
by Jerromy Downey | May 3, 2024 | Buy A Home, Credit, First Time Buyers, Home Buying, Home Purchase, mortgage lender, The Shoals
Why You Need a Real Estate Agent When Buying a Home In today’s digital world, buying just about anything is as simple as a few clicks. But when it comes to buying a home, the most significant purchase you’ll likely ever make, it’s a whole different...
by Jerromy Downey | Apr 19, 2024 | Buy A Home, Conventional, FHA, First Time Buyers, Fixed Rate, Home Buying, Home Purchase, Mortgage, mortgage lender, Pre-Approval, rural housing, The Shoals, USDA
Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now? Many potential homebuyers find themselves facing a common conundrum: should they wait for mortgage rates to drop, or take the plunge and buy now? While it may seem prudent to hold off on a purchase in...
by Jerromy Downey | Mar 26, 2024 | Buy A Home, Conventional, FHA, First Time Buyers, Fixed Rate, Home Buying, home loan, Home Purchase, Mortgage, mortgage lender, mortgage lending, Pre-Approval, rural housing, The Shoals, USDA, VA
Second Time’s the Charm: Navigating Your Next Home Purchase So, you’re ready to dive back into the exhilarating world of homebuying for the second time around? As your local mortgage pro in the heart of our community, we’re here to walk you through...
by Jerromy Downey | Mar 1, 2024 | Buy A Home, FHA, First Time Buyers, Fixed Rate, Home Buying, Home Owner, Home Purchase, Mortgage, mortgage lender, mortgage lending, The Shoals
The Power of Co-Signing on a Mortgage in Alabama If you’re exploring the world of mortgages, you might have come across the term “co-signing” at some point. But what does it really mean, and how does it work? As your local mortgage pro, let me guide...
by Jerromy Downey | Jan 5, 2024 | Buy A Home, First Time Buyers, Fixed Rate, Home Buying, home loan, Home Purchase, Mortgage, mortgage lender, Pre-Approval, The Shoals
The Homebuyer’s Dilemma: To Wait or Act Fast in 2024? For many dreaming of their own slice of real estate, the idea of waiting for those mortgage rates to dip into the dreamy 6% or even 5% range can feel like the ultimate money move. But hold on a sec—does the...