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Importance of your Credit Score. Home Buying

by Jerromy Downey | Feb 20, 2024 | Buy A Home, Credit, Home Buying, Home Owner, Home Purchase, Mortgage, The Shoals

Mastering Your Mortgage Journey: The Importance of FICO Score 8 Understanding your credit score is crucial, especially when it comes to significant financial decisions like applying for a mortgage. Among the various credit scoring models out there, one of the most...

New Norms for Home Shopping in Alabama

by Jerromy Downey | Feb 9, 2024 | Buy A Home, FHA, First Time Buyers, Home Buying, home loan, Home Purchase, Mortgage, Pre-Approval, rural housing, USDA

Navigating the New Norms: 4 Rules for Home Shopping in Today’s Market If you’ve been holding off on buying a house because of mortgage rates, it might be time to reconsider. Let’s break down some of the old rules and what’s new in the world of...

Mortgage Do’s and Don’ts After Applying

by Jerromy Downey | Jan 22, 2024 | Buy A Home, FHA, First Time Buyers, Home Buying, Home Purchase, Mortgage, The Shoals

Navigating the Mortgage Maze: 10 Crucial Do’s and Don’ts After Applying Once you’ve submitted your mortgage application, it’s crucial to tread carefully in the financial landscape to ensure a smooth approval process. Here are 10 things you...

The Homebuyer’s Dilemma: To Wait or Act Fast in 2024?

by Jerromy Downey | Jan 5, 2024 | Buy A Home, First Time Buyers, Fixed Rate, Home Buying, home loan, Home Purchase, Mortgage, mortgage lender, Pre-Approval, The Shoals

The Homebuyer’s Dilemma: To Wait or Act Fast in 2024? For many dreaming of their own slice of real estate, the idea of waiting for those mortgage rates to dip into the dreamy 6% or even 5% range can feel like the ultimate money move. But hold on a sec—does the...

Mortgage rates are dropping

by Jerromy Downey | Dec 15, 2023 | Buy A Home, First Time Buyers, Fixed Rate, Home Buying, home loan, Home Owner, Home Purchase, Mortgage, mortgage lending, Mortgage Rates, The Shoals

Mortgage Insights: Today’s Fed Pause and What It Means for Homebuyers Mortgage rates often dance to the Federal Reserve’s tune, and today’s news of the Fed pausing interest rate hikes could mean good things for anyone eyeing a home purchase or considering...

How Government Loans Make Homeownership Attainable

by Jerromy Downey | Nov 17, 2023 | Buy A Home, FHA, First Time Buyers, Home Buying, Mortgage, rural housing, The Shoals, USDA, VA

From Dreams to Reality: How Government Home Loans Make Homeownership Attainable Finding the perfect home is thrilling, but the financial puzzle that accompanies it can be daunting. Luckily, government-backed home loan programs exist to smooth the path toward...
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The Mortgage Link is a mortgage lender. NMLS ID#1133054 (www.nmlsconsumeraccess.org). 861 Co Hwy 356 Hamilton, AL 35570. (205) 495-0313. For licensing information, go to: www.nmlsconsumeraccess.org. Not licensed in all states.

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The Mortgage Link, Inc. | NMLS 113054
861 Co Highway 356, Hamilton, AL 35570 4221 Huntsville Rd Florence, Al 35630 | NMLS 2514555
Jerromy Downey | Loan Originator | NMLS 1124393
(205) 495-0313
Fax: (888) 299-1329
Email: [email protected]
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The Mortgage Link is a mortgage lender. NMLS ID#1133054 (www.nmlsconsumeraccess.org). 861 Co Hwy 356 Hamilton, AL 35570. (205) 495-0313. For licensing information, go to: www.nmlsconsumeraccess.org. Not licensed in all states.
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