by Jerromy Downey | Feb 9, 2024 | Buy A Home, FHA, First Time Buyers, Home Buying, home loan, Home Purchase, Mortgage, Pre-Approval, rural housing, USDA
Navigating the New Norms: 4 Rules for Home Shopping in Today’s Market If you’ve been holding off on buying a house because of mortgage rates, it might be time to reconsider. Let’s break down some of the old rules and what’s new in the world of...
by Jerromy Downey | Jan 22, 2024 | Buy A Home, FHA, First Time Buyers, Home Buying, Home Purchase, Mortgage, The Shoals
Navigating the Mortgage Maze: 10 Crucial Do’s and Don’ts After Applying Once you’ve submitted your mortgage application, it’s crucial to tread carefully in the financial landscape to ensure a smooth approval process. Here are 10 things you...
by Jerromy Downey | Jan 12, 2024 | Buy A Home, Credit, FHA, First Time Buyers, Fixed Rate, Home Purchase, Mortgage, The Shoals
Joint Homeownership: The Essentials of Co-Borrowing on a Mortgage Co-borrowing on a mortgage is a significant financial decision that can influence both your homeownership journey and your relationship with the co-borrower. Understanding the ins and outs of this...
by Jerromy Downey | Jan 5, 2024 | Buy A Home, First Time Buyers, Fixed Rate, Home Buying, home loan, Home Purchase, Mortgage, mortgage lender, Pre-Approval, The Shoals
The Homebuyer’s Dilemma: To Wait or Act Fast in 2024? For many dreaming of their own slice of real estate, the idea of waiting for those mortgage rates to dip into the dreamy 6% or even 5% range can feel like the ultimate money move. But hold on a sec—does the...
by Jerromy Downey | Dec 15, 2023 | Buy A Home, First Time Buyers, Fixed Rate, Home Buying, home loan, Home Owner, Home Purchase, Mortgage, mortgage lending, Mortgage Rates, The Shoals
Mortgage Insights: Today’s Fed Pause and What It Means for Homebuyers Mortgage rates often dance to the Federal Reserve’s tune, and today’s news of the Fed pausing interest rate hikes could mean good things for anyone eyeing a home purchase or considering...
by Jerromy Downey | Nov 17, 2023 | Buy A Home, FHA, First Time Buyers, Home Buying, Mortgage, rural housing, The Shoals, USDA, VA
From Dreams to Reality: How Government Home Loans Make Homeownership Attainable Finding the perfect home is thrilling, but the financial puzzle that accompanies it can be daunting. Luckily, government-backed home loan programs exist to smooth the path toward...