by ALShoALs | Apr 9, 2024 | Buy A Home, Conventional, Credit, FHA, First Time Buyers, Fixed Rate, Home Buying, home loan, Home Purchase, Mortgage, The Shoals
Navigating Home Buying with Elevated Mortgage Rates: 10 Mistakes to Avoid Homebuyers in Florence, Muscle Shoals and Tuscumbia Alabama, face a unique set of challenges in today’s real estate market, characterized by elevated mortgage rates and fluctuating conditions....
by Jerromy Downey | Mar 26, 2024 | Buy A Home, Conventional, FHA, First Time Buyers, Fixed Rate, Home Buying, home loan, Home Purchase, Mortgage, mortgage lender, mortgage lending, Pre-Approval, rural housing, The Shoals, USDA, VA
Second Time’s the Charm: Navigating Your Next Home Purchase So, you’re ready to dive back into the exhilarating world of homebuying for the second time around? As your local mortgage pro in the heart of our community, we’re here to walk you through...
by Jerromy Downey | Mar 15, 2024 | Home Owner, Mortgage, Refinance, The Shoals
“When Should I Consider a Cash-Out Refinance? So, you’re a homeowner. Maybe you’ve been in your cozy abode for a while now, or perhaps you’re just starting to nest. Either way, there comes a time when you might consider a cash-out refinance....
by Jerromy Downey | Mar 1, 2024 | Buy A Home, FHA, First Time Buyers, Fixed Rate, Home Buying, Home Owner, Home Purchase, Mortgage, mortgage lender, mortgage lending, The Shoals
The Power of Co-Signing on a Mortgage in Alabama If you’re exploring the world of mortgages, you might have come across the term “co-signing” at some point. But what does it really mean, and how does it work? As your local mortgage pro, let me guide...
by Jerromy Downey | Feb 23, 2024 | Uncategorized
Navigating Home Inspections: A Buyer’s Guide to Uncovering Hidden Issues Don’t let your excitement blind you to these potential problems in a home your considering buying Feb 21, 2024 Spotting potential problems in a home is crucial for any prospective...
by Jerromy Downey | Feb 20, 2024 | Buy A Home, Credit, Home Buying, Home Owner, Home Purchase, Mortgage, The Shoals
Mastering Your Mortgage Journey: The Importance of FICO Score 8 Understanding your credit score is crucial, especially when it comes to significant financial decisions like applying for a mortgage. Among the various credit scoring models out there, one of the most...
by Jerromy Downey | Feb 9, 2024 | Buy A Home, FHA, First Time Buyers, Home Buying, home loan, Home Purchase, Mortgage, Pre-Approval, rural housing, USDA
Navigating the New Norms: 4 Rules for Home Shopping in Today’s Market If you’ve been holding off on buying a house because of mortgage rates, it might be time to reconsider. Let’s break down some of the old rules and what’s new in the world of...
by Jerromy Downey | Feb 6, 2024 | Uncategorized
How Declining Mortgage Rates Are Changing the Real Estate Landscape The recent dip in mortgage rates brings promising news. Beyond the immediate impact on affordability, there’s an intriguing ripple effect that might just be the catalyst you’ve been...
by Jerromy Downey | Jan 22, 2024 | Buy A Home, FHA, First Time Buyers, Home Buying, Home Purchase, Mortgage, The Shoals
Navigating the Mortgage Maze: 10 Crucial Do’s and Don’ts After Applying Once you’ve submitted your mortgage application, it’s crucial to tread carefully in the financial landscape to ensure a smooth approval process. Here are 10 things you...
by Jerromy Downey | Jan 12, 2024 | Buy A Home, Credit, FHA, First Time Buyers, Fixed Rate, Home Purchase, Mortgage, The Shoals
Joint Homeownership: The Essentials of Co-Borrowing on a Mortgage Co-borrowing on a mortgage is a significant financial decision that can influence both your homeownership journey and your relationship with the co-borrower. Understanding the ins and outs of this...
