by Jerromy Downey | Jul 24, 2019 | Home Buying
If you are close to applying for a mortgage, your credit score is probably already in pretty good shape in order for you to be proceeding. But you do need to make sure that you take steps to protect your score and keep it as high as possible during the home buying...
by Jerromy Downey | Jul 17, 2019 | Home Buying
If you have been putting off purchasing a home because you’re concerned that your financial metrics are not up to par, you might want to reconsider. It turns out that many homebuyers across the country make the mistake of believing that purchasing a home is more...
by Jerromy Downey | Jun 18, 2019 | Home Buying
The key cost which you probably have already factored into your calculations for purchasing a home is the cost of your mortgage plus interest. But in order to figure out how much home you can afford, you also need to account for other ongoing costs of owning a home....
by Jerromy Downey | Jun 10, 2019 | Home Buying
Think that you are ready to buy a home? Chances are good if you have a solid financial track record that you are correct about this being the ideal time to make a purchase. But in case you are looking for a little extra guidance, following are some specific indicators...
by Jerromy Downey | Jan 31, 2019 | Home Buying
Here at American Pacific Mortgage, Inc., we get a lot of questions about mortgage down payments in the Tri-Cities area. Many customers are concerned that they will not be able to buy a home because they are unable to afford a 20% down payment. But not every home...